onramp.money sells crypto for local currency across a long list of countries, with a particular focus on India and other markets where card purchases are awkward.
It is a different company from Onramper, despite the names. Onramper routes you elsewhere; onramp.money sells to you directly.
Crypto goes to a wallet you specify rather than into an account with them, so the purchase is the whole record.
What you get out of the box
Pick your import method.
On onramp.money
- Check your order history in the app or on the site for the purchases you made.
- Search your email for the confirmations sent with each order.
- Match them against the wallet that received the crypto.
On Kryptos
- Log in to Kryptos.
- Go to Integrations.
- Click Add Integration, then search for and select onramp.money.
- Click the onramp.money icon and choose Upload CSV.
- Upload the file. Kryptos reads it and categorises the transactions for you.
Good to know
- This is not the same company as Onramper. The names are similar and the businesses are different.
- The fee you paid can depend on which app you bought through, because apps can set their own.
- Indian tax rules on crypto are set by Indian law rather than by any service, and they are strict.
Two similar names, two different companies
onramp.money and Onramper are unrelated businesses with confusingly similar names, and mixing them up sends you looking for the wrong records.
onramp.money is a direct seller. You buy from them, in your local currency, and the crypto goes to a wallet you name. There is a real transaction with a real counterparty and a real order record.
Onramper is a router. It does not sell you anything; it passes you to a provider that does. There is no account and no history with them at all.
So if you are trying to reconstruct a purchase, establishing which of the two you used decides where to look. A charge in your local currency, made through an Indian or emerging-market payment method, is much more likely to be onramp.money.
For anyone filing in India, the important point is that the obligations come from Indian law rather than from the service. Gains on crypto are taxed at a flat rate, losses generally cannot be set against them, and a withholding applies on transfers. None of that changes based on where you bought. What the purchase record gives you is the cost figure those calculations start from. See the USA crypto tax guide or the UK crypto tax guide for how other countries handle the same events.
Manage your onramp.money portfolio with Kryptos.
Buying with local currency
Purchases in rupees or another local currency set your cost in that currency, which is what your return works from.
Recording fees that vary by app
Because the app you bought through can set part of the fee, two similar purchases can have cost different amounts.
Matching purchases to a wallet
The crypto goes to an address you chose, so the purchase explains a deposit that would otherwise have no source.
Audit-ready, automatically.
Once your wallets and exchanges are connected, generating a tax report takes a single click. Open Reports from the menu, choose your jurisdiction, and download.
The purchase sets your cost in local currency
What you paid, in the currency you paid it, is the cost of the coins. That is the figure your eventual gain is measured against.
Indian rules are set by law, not by the service
India taxes gains on crypto at a flat rate and applies a withholding on transfers. Those obligations come from Indian law and apply regardless of which service you used.
Fees vary by the app you used
Part of the fee can be set by the application you bought through, so identical-looking purchases can carry different costs. Work from the total debited.
Swaps are disposals
Exchanging one asset for another sells the first, even though it happens inside something you think of as a place to buy.
Read-only by design.
- A file upload is read-only. Nothing connects to your account
- Kryptos never asks for your password or login details
- Delete an import at any time and its data goes with it
- Keep the original file: it is your evidence if anyone asks later
If something doesn't sync.
Different company. Onramper is an aggregator that routes to other providers; this one sells directly.
There is no documented export. Use your order history and the confirmation emails.
Apps that use onramp.money can add their own fee, so the total varies depending on where you bought.
Still stuck? Email support@kryptos.io or open live chat from the app.