New Zealand crypto tax calculator
Generate your New Zealand crypto tax return in 10 minutes.
Connect every wallet, exchange and chain. NZ has no CGT but the IRD treats most crypto disposals as income because of the disposal test. Kryptos applies the test consistently, tracks your acquisition cost, and produces an IR3-ready report.
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Filing your own return, running a company’s books, or building on our data. Start where you fit.
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Everything for crypto tax in New Zealand
Pick the tool for where you are: work out what you owe, file with the right forms, or hand it to an accountant.
New Zealand crypto tax software
Import every exchange and wallet, then generate a IRD-ready report in minutes.
See the softwareNew Zealand crypto tax calculator
Estimate your gains and what you owe before you file.
Open the calculatorNew Zealand crypto tax guide
How crypto is taxed in New Zealand: the rates, the deadlines, and the edge cases that trip people up.
Read the guideCARF and DAC8 reporting
For exchanges and custodians that report under CARF in New Zealand.
See CARF reportingFind a crypto accountant
Vetted crypto tax accountants and CPAs who work in New Zealand.
Browse accountantsGet started in 3 simple steps
- 1
Sign in / sign up
Create an account and sync your wallets, exchanges and DeFi positions in one place.
- 2
Connect your accounts
5,500+ integrations across CEXs, DEXs, wallets and chains. Kryptos auto-classifies every transaction by IRD treatment.
- 3
Generate your IRD report
Download your IR3-ready schedule, drop into myIR, or hand to your tax agent. Most NZ users do the second.
Built for IRD crypto tax filing
No CGT in NZ. Crypto income is taxed at marginal rates if you acquired it intending to dispose. Kryptos handles the framework.
Acquired-for-disposal test
The IRD's test is intent at acquisition. We surface the signals (volume, holding period, exchange activity) and let you set the per-asset classification.
Marginal income rates
10.5%, 17.5%, 30%, 33%, 39%. Computed at your bracket against your total taxable income, not just crypto.
Mining + staking = income
Treated as ordinary income at the NZD value when received. Subsequent disposal is a separate event with its own cost basis.
CARF-ready (2026)
Transaction-level reporting aligned with the Crypto-Asset Reporting Framework, which IRD adopts from 2026.
Every form the IRD accepts
IR3 (individual income tax return)
Important New Zealand crypto tax dates (2025 to 2026)
1
Apr2026
New tax year (2026 to 2027) begins on 1 April.
7
Jul2026
IR3 filing deadline if you're filing without a tax agent.
31
Mar2027
Extended IR3 deadline if you file via a registered tax agent.
Free download
Free New Zealand crypto tax filing checklist
Every document the IRD expects for IR3 with crypto disposals, in the order your tax agent will ask for them.
We email the PDF straight away. No spam, unsubscribe any time.
Start your New Zealand crypto tax return now
Beat the July 7 IRD deadline. Generate IR3-ready reports in minutes.