Checkout.com is a payment processor for businesses. When it appears next to a crypto purchase, it handled the card payment; it did not sell you the crypto.
That distinction matters more than it sounds, because recording both the payment and the purchase would count the same transaction twice.
Individuals do not hold accounts with them.
What you get out of the box
Pick your import method.
Where your records really are
- Import the exchange or service where you bought the crypto. That record contains both what you paid and what you received.
On Kryptos
- Log in to Kryptos.
- Go to Integrations.
- Click Add Integration, then search for and select Checkout.com.
- Click the Checkout.com icon and choose Upload CSV.
- Upload the file. Kryptos reads it and categorises the transactions for you.
Good to know
- There is no personal account here.
- A charge under this name is the money side of a purchase already recorded elsewhere.
- If your business accepts crypto through them, that is a different situation with its own reporting.
The double count to avoid
This is a short page with one job: stopping a specific and surprisingly common mistake.
When you buy crypto with a card, two things are recorded in two places. The exchange or app records that you paid a certain amount of money and received a certain amount of crypto. Separately, a payment processor records that it moved money from your card to that business.
They are two views of one event. The exchange's record is the one that matters, because it contains both halves: what you paid and what you got. That is what establishes the cost of your coins.
The payment processor's record contains only the money moving. Bring it in alongside the exchange record and you have not added information, you have added a duplicate. Depending on how it is classified, that can look like an extra purchase you never made or an unexplained payment that needs accounting for.
So if a charge under this name appears on a statement next to a crypto purchase, the right response is to check it matches something already recorded at the exchange, and then leave it alone. For how cost basis works where you file, see the USA crypto tax guide or the UK crypto tax guide.
Manage your Checkout portfolio with Kryptos.
Explaining a card charge
It is the payment leg of a crypto purchase recorded at the platform you bought from.
Avoiding a double count
Importing both the card charge and the exchange purchase would record the same event twice.
A business settling in stablecoins
Where a merchant is paid out in stablecoins, that is business revenue received in crypto.
Audit-ready, automatically.
Once your wallets and exchanges are connected, generating a tax report takes a single click. Open Reports from the menu, choose your jurisdiction, and download.
Do not import the payment leg
If this name turned up on your bank or card statement next to a crypto purchase, it is the money side of that purchase rather than a second event. The crypto itself was recorded wherever you bought it. Counting both would double the transaction.
The purchase record contains everything you need
The exchange's own record shows the fiat paid and the crypto received, which is what establishes cost basis. The card charge adds nothing except the risk of duplication.
Business settlement in stablecoins is revenue
A merchant paid out in stablecoins receives revenue at the value on arrival, and converting it later is a separate disposal.
Read-only by design.
- A file upload is read-only. Nothing connects to your account
- Kryptos never asks for your password or login details
- Delete an import at any time and its data goes with it
- Keep the original file: it is your evidence if anyone asks later
If something doesn't sync.
It is likely the payment behind a crypto purchase. Check your exchange history for a matching date and amount.
No. Adding it alongside the exchange record would count one purchase twice.
There is no personal account. They serve businesses.
Still stuck? Email support@kryptos.io or open live chat from the app.